@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700&family=Playfair+Display:wght@500;600;700&display=swap');
:root{--black:#10100f;--charcoal:#191918;--gold:#d0aa60;--gold2:#e7c982;--cream:#f7f5ef;--white:#fff;--ink:#171a20;--muted:#686761;--line:#e9e4d8;--max:1240px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:'DM Sans',Arial,sans-serif;color:var(--ink);line-height:1.55}a{color:inherit;text-decoration:none}.site-header{height:82px;background:#0c0c0b;color:#fff;display:flex;align-items:center;justify-content:space-between;padding:0 max(4.5vw,24px);gap:25px;position:relative;z-index:5;border-bottom:1px solid #34312a}.brand{display:flex;align-items:center;gap:11px;flex-shrink:0}.brand-mark{font-size:39px;line-height:1;color:var(--gold);font-family:Georgia,serif;border-bottom:2px solid var(--gold);padding:0 4px}.brand-name{font-family:'Playfair Display',Georgia,serif;letter-spacing:2px;font-size:23px;line-height:1.05}.brand-name small{display:block;text-align:center;font:10px 'DM Sans',sans-serif;letter-spacing:3px;margin-top:5px}.main-nav{display:flex;align-items:center;gap:27px;font-size:13px}.main-nav>a:not(.button),.nav-dropdown>a{color:#f3f0e9;transition:color .2s}.main-nav a:hover,.main-nav .active{color:var(--gold2)}.nav-dropdown{position:relative}.dropdown-menu{display:none;position:absolute;top:100%;left:-14px;min-width:220px;background:#171715;padding:10px;border:1px solid #4c4028;box-shadow:0 14px 30px #0005}.dropdown-menu a{display:block;padding:10px;color:#fff}.nav-dropdown:hover .dropdown-menu,.nav-dropdown:focus-within .dropdown-menu{display:block}.button{display:inline-flex;justify-content:center;align-items:center;gap:8px;padding:13px 21px;font-size:13px;font-weight:700;letter-spacing:.1px;border-radius:3px;transition:transform .2s,background .2s;border:1px solid transparent}.button:hover{transform:translateY(-2px)}.button-gold{background:linear-gradient(135deg,var(--gold2),var(--gold));color:#17130b;box-shadow:0 6px 18px #d0aa6025}.button-outline{border-color:#c9b47d;color:#fff;background:#10100f66}.button-dark{background:#151514;color:#fff}.nav-apply{padding:12px 18px}.menu-toggle{display:none;background:none;border:1px solid #777;color:#fff;padding:8px 11px;font-size:20px}
.hero{min-height:610px;position:relative;background:#0c0c0b;color:#fff;display:flex;align-items:center;overflow:hidden}.hero-image{position:absolute;inset:0 0 0 35%;background:linear-gradient(90deg,#0c0c0b 0%,#0c0c0b33 30%,#0c0c0b10 100%),url('https://images.unsplash.com/photo-1600607687939-ce8a6c25118c?auto=format&fit=crop&w=2000&q=90') center/cover no-repeat}.hero:after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,#0b0b0a 0%,#0b0b0a 31%,#0b0b0a99 48%,transparent 75%);pointer-events:none}.hero-content{position:relative;z-index:1;width:min(100%,var(--max));margin:auto;padding:70px 38px 44px}.eyebrow{font-size:11px;letter-spacing:2.2px;font-weight:700;color:var(--gold);margin:0 0 16px}.hero h1{font:600 clamp(48px,5.2vw,76px)/1.05 'Playfair Display',Georgia,serif;margin:0 0 22px;letter-spacing:-1.6px}.hero h1 span,.gold-text{color:var(--gold)}.hero-copy{font-size:17px;max-width:420px;color:#e3e0d9;margin-bottom:27px}.hero-actions{display:flex;flex-wrap:wrap;gap:13px}.trust-points{display:flex;gap:26px;margin-top:55px;max-width:820px}.trust-points>div{display:flex;align-items:center;gap:11px;min-width:0}.line-icon{font-size:27px;color:var(--gold);border:1px solid #8f7542;border-radius:50%;width:42px;height:42px;display:grid;place-items:center;flex-shrink:0}.trust-points b,.trust-points small{display:block}.trust-points b{font-size:13px}.trust-points small{font-size:10px;color:#c4c0b7;margin-top:3px}
.section{padding:78px max(4.5vw,24px)}.loan-section{background:#fbfaf7}.centered{text-align:center}.section h2,.application-band h2,.california-banner h2{font:600 clamp(34px,4vw,48px)/1.13 'Playfair Display',Georgia,serif;letter-spacing:-.6px;margin:0 0 35px}.loan-grid{max-width:var(--max);margin:0 auto;display:grid;grid-template-columns:repeat(6,minmax(0,1fr));gap:17px}.loan-card{background:#0c0c0b;border:1px solid #ece7dc;box-shadow:0 8px 22px #2a211008;transition:transform .2s,box-shadow .2s}.loan-card:hover{transform:translateY(-4px);box-shadow:0 14px 28px #2a211015}.loan-card img{display:block;width:100%;height:132px;object-fit:cover}.loan-card>div{padding:18px 17px 21px}.loan-card h3{font-size:17px;color:#d0aa60;margin:0 0 9px}.loan-card p{font-size:12px;color:#d5d1c8;min-height:58px;margin:0 0 15px}.text-link{font-size:12px;color:#d0aa60;font-weight:700}.application-band{background:linear-gradient(110deg,#10100f,#1c1a16);color:#fff;padding:55px max(6vw,26px);display:grid;grid-template-columns:1.1fr 1fr;gap:50px;align-items:center}.application-band h2{margin-bottom:12px;max-width:520px}.application-band p:not(.eyebrow){color:#d4d0c7;font-size:14px;margin:0 0 23px}.band-features{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.band-features>div{border-left:1px solid #7e673c;padding-left:15px}.band-features span,.band-features b,.band-features small{display:block}.band-features span{color:var(--gold);font-size:12px;margin-bottom:16px}.band-features b{font-size:13px;margin-bottom:7px}.band-features small{color:#bcb8b0;font-size:11px}.why-section{display:grid;grid-template-columns:1fr 1fr;gap:75px;align-items:center;max-width:var(--max);margin:auto}.why-copy h2{margin-bottom:20px}.why-copy>p:not(.eyebrow){color:#5d5c57;max-width:520px;margin-bottom:24px}.benefit-grid{display:grid;grid-template-columns:1fr 1fr;gap:13px}.benefit-grid>div{padding:22px 18px;background:#f8f6f0;border:1px solid #eee9de;min-height:115px}.benefit-grid span{float:left;color:#bd9346;font-size:25px;margin-right:13px}.benefit-grid b,.benefit-grid small{display:block}.benefit-grid b{font-size:13px;margin:3px 0 7px}.benefit-grid small{font-size:11px;color:#77746c}.california-banner{padding:60px max(5vw,24px);color:#fff;background:linear-gradient(90deg,#0e0e0de8,#0e0e0d45),url('https://images.unsplash.com/photo-1600607687920-4e2a09cf159d?auto=format&fit=crop&w=1900&q=85') center 55%/cover;display:flex;align-items:center;justify-content:space-between;gap:30px}.california-banner h2{margin:0 0 12px}.california-banner h2 span{color:var(--gold2)}.california-banner p:not(.eyebrow){color:#eee9df}.site-footer{background:#0c0c0b;color:#d9d6cf;padding:36px max(4.5vw,24px) 18px}.footer-top{display:flex;align-items:center;justify-content:space-between;gap:25px;padding-bottom:28px;border-bottom:1px solid #38342a}.footer-top p{font-size:12px;color:#b8b4ab}.footer-links{display:flex;gap:22px;flex-wrap:wrap;padding:22px 0;font-size:11px}.footer-links a:hover{color:var(--gold)}.disclaimer{font-size:10px;color:#9e9b93;line-height:1.7;max-width:1050px}.footer-bottom{font-size:10px;color:#85827a;border-top:1px solid #38342a;margin-top:20px;padding-top:15px}
.page-hero{background:#10100f;color:#fff;padding:86px max(6vw,24px);background-image:linear-gradient(90deg,#10100f 0%,#10100fe8 45%,#10100f60),url('https://images.unsplash.com/photo-1600607687939-ce8a6c25118c?auto=format&fit=crop&w=1800&q=85');background-size:cover;background-position:center}.page-hero h1{font:600 clamp(42px,5vw,66px)/1.1 'Playfair Display',Georgia,serif;margin:0 0 18px}.page-hero p:not(.eyebrow){max-width:620px;color:#e0ddd6}.content-section{max-width:950px;margin:auto;padding:65px 24px}.content-section h2{font:600 32px 'Playfair Display',Georgia,serif}.content-section p,.content-section li{color:#55534d}.content-section .button{margin-top:15px}.contact-card{background:#f8f6f0;padding:26px;border:1px solid #e7dfcf;margin-top:25px}
@media(max-width:1050px){.main-nav{gap:15px}.loan-grid{grid-template-columns:repeat(3,1fr)}.loan-card img{height:160px}.hero-image{left:25%}.trust-points{gap:16px}.why-section{gap:35px}}
@media(max-width:760px){.site-header{height:auto;min-height:72px;padding:13px 20px;flex-wrap:wrap}.brand-name{font-size:19px}.brand-mark{font-size:32px}.menu-toggle{display:block;margin-left:auto}.main-nav{display:none;width:100%;flex-direction:column;align-items:stretch;gap:0;padding:10px 0 4px}.main-nav.open{display:flex}.main-nav>a:not(.button),.nav-dropdown>a{display:block;padding:12px 4px}.nav-apply{margin-top:8px}.dropdown-menu{position:static;box-shadow:none}.hero{min-height:670px;align-items:flex-start}.hero-image{inset:0;background-position:58% center;opacity:.58}.hero:after{background:linear-gradient(90deg,#0b0b0aee,#0b0b0a99 65%,#0b0b0a66)}.hero-content{padding:64px 23px 34px}.hero h1{font-size:49px}.hero-copy{font-size:15px}.trust-points{margin-top:42px;flex-direction:column;gap:15px}.trust-points small{font-size:11px}.section{padding:55px 20px}.loan-grid{grid-template-columns:1fr 1fr;gap:12px}.loan-card img{height:120px}.loan-card>div{padding:14px}.loan-card h3{font-size:15px}.loan-card p{min-height:0;font-size:11px}.application-band{grid-template-columns:1fr;gap:35px;padding:45px 22px}.band-features{gap:12px}.band-features>div{padding-left:10px}.band-features b{font-size:11px}.band-features small{font-size:10px}.why-section{grid-template-columns:1fr;gap:30px}.benefit-grid>div{padding:17px 13px}.california-banner{align-items:flex-start;flex-direction:column;padding:48px 22px}.footer-top{align-items:flex-start;flex-direction:column;gap:13px}.footer-links{gap:13px 18px}}
@media(max-width:390px){.loan-grid{grid-template-columns:1fr}.loan-card img{height:170px}.hero h1{font-size:43px}.hero-actions .button{width:100%}.band-features{grid-template-columns:1fr}.band-features>div{padding-bottom:12px}}

/* Pioneers logo sizing */
.site-header .brand {
  display: flex;
  align-items: center;
  flex-shrink: 0;
}

.site-header .brand .site-logo {
  display: block;
  width: 550px;
  max-width: 100%;
  height: 100px;
  object-fit: contain;
  object-position: left center;
}
/* Keep footer logo smaller than the header logo */
.site-footer .site-logo {
  width: 180px;
  height: 65px;
  object-fit: contain;
  
  
/* HOMEPAGE LUXURY REFINEMENT */
.hero {
  min-height: 610px;
}

.hero-image {
  background-position: center center;
}

.hero-content {
  max-width: 660px;
  padding: 64px 32px 48px;
}

.hero h1 {
  font-size: clamp(42px, 4.2vw, 62px);
  line-height: 1.02;
  max-width: 650px;
}

.hero-copy {
  max-width: 540px;
  font-size: 17px;
  line-height: 1.55;
}

.hero-actions {
  gap: 14px;
  margin-top: 24px;
}

.trust-points {
  margin-top: 30px;
}

.loan-grid {
  grid-template-columns: repeat(6, minmax(0, 1fr));
  gap: 10px;
}

.loan-card img {
  height: 120px;
  width: 100%;
  object-fit: cover;
}


.loan-card {
  min-width: 0;
  overflow: hidden;
  border: 1px solid rgba(208, 170, 96, 0.35);
  border-radius: 8px;
  background: #0c0c0b;
  transition: transform 0.25s ease, border-color 0.25s ease;
}

.loan-card:hover {
  transform: translateY(-4px);
  border-color: #d0aa60;
}



.loan-card h3 {
  margin: 16px 14px 10px;
  color: #d0aa60;
  font-size: 13px;
  line-height: 1.4;
  letter-spacing: 0.5px;
}



.loan-card p {
  margin: 0 14px 14px;
  color: #d5d1c8;
  font-size: 12px;
  line-height: 1.6;
}


@media (max-width: 900px) {
  .loan-grid {
    grid-template-columns: repeat(3, minmax(0, 1fr));
  }
}

@media (max-width: 560px) {
  .hero {
    min-height: auto;
  }

  .hero-content {
    padding: 52px 22px 34px;
  }

  .hero h1 {
    font-size: 42px;
  }

  .loan-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
}

}


/* Luxury partner section */
.partner-section {
  display: grid;
  grid-template-columns: 43% 34% 23%;
  align-items: stretch;
  width: 100%;
  min-height: 270px;
  color: #f8f5ee;
  background: #050706;
  overflow: hidden;
}

.partner-image {
  min-height: 270px;
  background-image:
    linear-gradient(90deg, transparent 65%, #050706 100%),
    url("https://images.unsplash.com/photo-1600607687939-ce8a6c25118c?auto=format&fit=crop&w=1400&q=85");
  background-size: cover;
  background-position: center;
}

.partner-copy {
  padding: 24px 28px;
  background: #050706;
}

.partner-copy .eyebrow {
  margin: 0 0 8px;
  color: #d0aa60;
  font-size: 10px;
  font-weight: 700;
  letter-spacing: 2.5px;
}

.partner-copy h2 {
  margin: 0 0 12px;
  color: #f8f5ee;
  font-family: Georgia, serif;
  font-size: clamp(24px, 2vw, 32px);
  line-height: 1.05;
}

.partner-copy h2 .gold-text {
  color: #d0aa60;
}

.partner-copy > p:not(.eyebrow) {
  margin: 0 0 12px;
  color: #e0ded8;
  font-size: 12px;
  line-height: 1.55;
}

.partner-copy .button {
  display: inline-flex;
  align-items: center;
  margin-top: 0;
  padding: 12px 20px;
  font-size: 11px;
}

.partner-benefits {
  display: flex;
  flex-direction: column;
  justify-content: center;
  gap: 22px;
  padding: 24px 22px;
  background: #050706;
}

.partner-benefits > div {
  display: flex;
  align-items: center;
  gap: 14px;
}

.partner-icon {
  flex: 0 0 48px;
  color: #d0aa60;
  font-family: Georgia, serif;
  font-size: 38px;
  line-height: 1;
  text-align: center;
}

.partner-benefits p {
  margin: 0;
  color: #f8f5ee;
  font-size: 12px;
  line-height: 1.45;
}

.partner-benefits strong,
.partner-benefits small {
  display: block;
}

.partner-benefits strong {
  margin-bottom: 4px;
  font-size: 12px;
}

.partner-benefits small {
  color: #c9c6bf;
  font-size: 11px;
}

@media (max-width: 900px) {
  .partner-section {
    grid-template-columns: 1fr 1fr;
  }

  .partner-image {
    min-height: 300px;
  }

  .partner-copy {
    padding: 28px 22px;
  }

  .partner-benefits {
    grid-column: 1 / -1;
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 16px;
  }
}

@media (max-width: 560px) {
  .partner-section {
    grid-template-columns: 1fr;
  }

  .partner-image {
    min-height: 230px;
  }

  .partner-benefits {
    grid-column: auto;
    grid-template-columns: 1fr;
  }
}

/* HOMEPAGE HERO — luxury black blend */

.hero {
  position: relative;
  isolation: isolate;
  background-color: #050706;
  background-image: url("assets/Sunset%20Mansion%20Overlooking%20the%20Valley.png");
  background-position: center center;
  background-size: cover;
  background-repeat: no-repeat;
}



.hero-image {
  background-image: url("assets/Sunset%20Mansion%20Overlooking%20the%20Valley.png");
  background-position: center center;
  background-size: cover;
  background-repeat: no-repeat;
}


.hero::before {
  content: "";
  position: absolute;
  inset: 0;
  z-index: 0;
  pointer-events: none;
  background:
    linear-gradient(
      90deg,
      #050706 0%,
      rgba(5, 7, 6, 0.98) 22%,
      rgba(5, 7, 6, 0.82) 40%,
      rgba(5, 7, 6, 0.25) 68%,
      rgba(5, 7, 6, 0.05) 100%
    ),
    linear-gradient(
      0deg,
      #050706 0%,
      rgba(5, 7, 6, 0.55) 12%,
      transparent 38%
    );
}

.hero-content {
  position: relative;
  z-index: 1;
}


/* HOMEPAGE — luxury reference layout */

/* Hero: content aligned left */
.hero-content {
  position: relative;
  z-index: 1;
  width: 100%;
  max-width: 1450px;
  margin: 0 auto;
  padding: 36px 30px 18px;
}

.hero h1 {
  max-width: 660px;
  font-size: clamp(42px, 3.5vw, 54px);
  line-height: 0.98;
  letter-spacing: -1.2px;
  margin-bottom: 16px;
}

.hero-copy {
  max-width: 500px;
  font-size: 18px;
  line-height: 1.45;
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 16px;
  margin-top: 20px;
}

.hero-actions .button {
  min-height: 70px;
  min-width: 295px;
  padding: 16px 26px;
  font-size: 14px;
}

/* Five benefits spread across the width */
/* Five benefits spread across the width */
.trust-points {
  display: grid;
  grid-template-columns: repeat(5, minmax(0, 1fr));
  align-items: center;
  gap: 0;
  width: 100%;
  max-width: 1540px;
  margin: 24px auto 0;
  padding: 0 24px 18px;
  position: relative;
  z-index: 2;
}

.trust-points > div {
  display: grid;
  grid-template-columns: 48px minmax(0, 1fr);
  align-items: center;
  gap: 12px;
  min-width: 0;
  padding: 0 18px;
  border-right: 1px solid rgba(208, 170, 96, 0.38);
}

.trust-points > div:first-child {
  padding-left: 0;
}

.trust-points > div:last-child {
  padding-right: 0;
  border-right: none;
}

.trust-points .line-icon {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 44px;
  height: 44px;
  border: 1px solid #d0aa60;
  border-radius: 50%;
  color: #d0aa60;
  font-size: 24px;
}

.trust-points b {
  display: block;
  margin-bottom: 5px;
  color: #fff;
  font-size: 12px;
  line-height: 1.35;
}

.trust-points small {
  display: block;
  color: #e0ded8;
  font-size: 11px;
  line-height: 1.4;
}

/* Loan cards: dark background and six columns */
.loan-grid {
  display: grid;
  grid-template-columns: repeat(6, minmax(0, 1fr));
  gap: 10px;
  width: 100%;
  max-width: none;
  margin: 0 auto;
}

.loan-card {
  min-width: 0;
  overflow: hidden;
  background: #080a09;
  border: 1px solid rgba(208, 170, 96, 0.22);
  border-radius: 2px;
}

.loan-card img {
  display: block;
  width: 100%;
  height: 95px;
  object-fit: cover;
}

.loan-card h3 {
  color: #d0aa60;
  font-size: 12px;
  line-height: 1.35;
}

.loan-card p {
  color: #e0ded8;
  font-size: 11px;
  line-height: 1.4;
}

/* Keep the loan section visually connected to the hero */
.loan-section {
  margin-top: -1px;
  padding: 8px 10px 0;
  background: #050706;
  color: #fff;
}

.loan-section h2 {
  color: #f8f5ee;
  margin-top: 6px;
  margin-bottom: 18px;
}

/* Tablet */
@media (max-width: 1000px) {
  .hero-content {
    padding-left: 24px;
    padding-right: 24px;
  }

  .trust-points {
    grid-template-columns: repeat(2, minmax(0, 1fr));
    row-gap: 20px;
  }

  .trust-points > div {
    border-right: none;
    padding: 0 10px;
  }

  .loan-grid {
  display: grid;
  grid-template-columns: repeat(6, minmax(0, 1fr));
  gap: 10px;
  width: 100%;
  max-width: none;
  margin: 0 auto;
}
}

/* Mobile */
@media (max-width: 560px) {
  .hero-content {
    padding: 38px 22px 20px;
  }

  .hero h1 {
    font-size: 40px;
  }

  .hero-actions {
    flex-direction: column;
    align-items: stretch;
  }

  .hero-actions .button {
    min-width: 0;
    width: 100%;
  }

  .trust-points {
    grid-template-columns: 1fr;
    padding: 0 22px 24px;
  }

  .loan-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
}

/* FINAL HOMEPAGE SPACING REFINEMENT */

.hero-content {
  max-width: 1450px;
  padding: 28px 24px 8px;
}

.hero h1 {
  font-size: clamp(40px, 3.2vw, 50px);
  line-height: 0.98;
  margin-bottom: 14px;
}

.hero-copy {
  max-width: 490px;
  font-size: 17px;
  line-height: 1.45;
}

.hero-actions {
  gap: 16px;
  margin-top: 18px;
}

.hero-actions .button {
  min-width: 310px;
  min-height: 72px;
}

.trust-points {
  max-width: 1540px;
  width: 100%;
  padding: 0 10px 12px;
  margin: 12px auto 0;
  box-sizing: border-box;
}

.trust-points > div {
  grid-template-columns: 42px minmax(0, 1fr);
  gap: 9px;
  padding-left: 12px;
  padding-right: 12px;
}

.trust-points .line-icon {
  width: 40px;
  height: 40px;
}

.trust-points b {
  font-size: 11px;
}

.trust-points small {
  font-size: 10px;
}

.loan-section {
  padding: 4px 8px 0;
}

.loan-section .eyebrow {
  margin-bottom: 6px;
}

.loan-section h2 {
  margin-top: 0;
  margin-bottom: 14px;
  font-size: clamp(30px, 3vw, 42px);
}

.loan-grid {
  gap: 8px;
}

.loan-card img {
  height: 100px;
}

/* FINAL LUXURY HOMEPAGE ALIGNMENT */
@media (min-width: 901px) {
  .hero-content {
    width: 100%;
    max-width: 1540px;
    margin: 0 auto;
    padding-left: 24px;
    padding-right: 24px;
    box-sizing: border-box;
  }

  .trust-points {
    width: 100%;
    max-width: 1540px;
    margin: 12px auto 0;
    padding-left: 10px;
    padding-right: 10px;
    box-sizing: border-box;
  }

  .loan-grid {
    display: grid;
    grid-template-columns: repeat(6, minmax(0, 1fr));
    gap: 10px;
    width: 100%;
    max-width: 1540px;
    margin: 0 auto;
  }
}

/* FINAL HERO POSITION AND SCALE */
@media (min-width: 901px) {
  .hero-content {
    padding-top: 28px;
    padding-bottom: 8px;
    padding-left: 30px;
  }

  .hero h1 {
    font-size: clamp(42px, 3.2vw, 52px);
    line-height: 0.98;
    max-width: 620px;
    margin-bottom: 14px;
  }

  .hero-copy {
    max-width: 500px;
    font-size: 17px;
    line-height: 1.45;
  }

  .hero-actions {
    gap: 16px;
    margin-top: 20px;
  }

  .hero-actions .button {
    min-width: 310px;
    min-height: 72px;
  }
}

/* LUXURY BENEFITS ROW */
@media (min-width: 901px) {
  .trust-points {
    display: grid;
    grid-template-columns: repeat(5, minmax(0, 1fr));
    width: 100%;
    max-width: 1540px;
    margin: 12px auto 0;
    padding: 0 18px 12px;
    gap: 0;
    box-sizing: border-box;
  }

  .trust-points > div {
    grid-template-columns: 48px minmax(0, 1fr);
    column-gap: 12px;
    padding: 0 14px;
    min-width: 0;
  }

  .trust-points > div:first-child {
    padding-left: 0;
  }

  .trust-points > div:last-child {
    padding-right: 0;
    border-right: none;
  }
}

/* LUXURY LOAN CARDS */
@media (min-width: 901px) {
  .loan-section {
    padding-top: 18px;
    padding-bottom: 36px;
  }

  .loan-grid {
    display: grid;
    grid-template-columns: repeat(6, minmax(0, 1fr));
    gap: 10px;
    width: 100%;
    max-width: 1540px;
    margin: 0 auto;
    padding: 0 10px;
    box-sizing: border-box;
  }

  .loan-card img {
    width: 100%;
    height: 96px;
    object-fit: cover;
    display: block;
  }
}

/* FINAL CARD WIDTH AND SPACING */
@media (min-width: 901px) {
  .loan-grid {
    width: 100%;
    max-width: none;
    padding: 0 10px;
    margin: 0 auto;
    gap: 10px;
    box-sizing: border-box;
  }

  .loan-section {
    padding-top: 8px;
    padding-bottom: 28px;
  }

  .loan-section h2 {
    margin-bottom: 14px;
  }
}

/* BENEFITS ROW — CLEAR AND EVEN */
@media (min-width: 901px) {
  .trust-points {
    max-width: 1540px;
    width: 100%;
    margin: 12px auto 0;
    padding: 0 18px 14px;
    gap: 0;
    box-sizing: border-box;
  }

  .trust-points > div {
    min-width: 0;
    padding: 0 12px;
    border-right: 1px solid rgba(208, 170, 96, 0.45);
  }

  .trust-points > div:last-child {
    border-right: none;
  }

  .trust-points > div b,
  .trust-points > div strong {
    color: #ffffff;
  }

  .trust-points > div small {
    color: #f0ece4;
  }
}